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AGREEMENT; AUTHORIZATION TO INVESTIGATE CREDIT INFORMATION AND OBTAIN CREDIT REPORTS. I certify that the information provided in this Application is complete, correct and true to the best of my knowledge. I authorize Westwood Group LLC ("you") and your agents to pull my credit report from the credit reporting agencies and to investigate my credit, employment, and income records. If I request, I will be informed of whether credit reports were obtained, and, if so, I will also be informed of the associated names and addresses of the credit bureau(s) that provided those reports. By signing this Application, I authorize you, your agents and (to the extent provided in your privacy policy) your affiliates to offer me other finance and credit related products and services. For processing and administrative services, I understand that I may be charged a loan processing fee which will be disclosed to me prior to authorizing any loan or credit line documents. By providing telephone numbers for a home phone, or cellular phone, or other phones in this Application, I am expressly consenting to receiving communications at these numbers, including, but not limited to, calls made with automated dialing systems, prerecorded voice message calls, text messages, and calls made by you, your agents and your affiliates. By providing my email address, I am expressly consenting to receiving communications at my email address as you, your agents and your affiliates may deem necessary. Depending on the status of my credit in relation to any co-applicant's credit, you may treat the co-applicant as the primary applicant to achieve the best possible credit terms, including payment plan. I further understand that this Application is not a promise, acceptance, nor a commitment to extend credit to me but solely a request that credit be provided to me under the terms and conditions to be disclosed in the Retail Installment Contract (or any other form of Promissory Note) which will be provided to me upon approval of my Application.